Borrowing power calculator
Enter the required criteria in the relevant boxes. Calculator updates automatically. Tap reset button to start again. Tap print button to open a printable version of this page. All calculations make certain assumptions which can be checked by tapping Assumption button. Please call Home Loan Advice Centre on 02-9210-1000 for any additional information.
Home Loan Advice Centre guides you through the entire home buying journey, without charging you for our service. Click here for our 5 minute online enquiry page . We’ll assess your loan options and send you a full report of your capacity.
The amount you can borrow is affected by your income, your deposit, and bank’s serviceabilty criteria which is linked to interest rates, cost of living, and your existing liabilities etc. See our Borrowing Power calculator for a rough estimate.
Home Loan Advice Centre helps borrowers Australia-wide. We specialise in Sydney and NSW and regularly help clients in remote areas and other states. Feel free to contact us on 02-9210-1000 or 1300-729-177 to see how we can help you.